French translation of factoring is 
l’affacturage

Meaning of "factoring" in English

Factoring is a financial transaction in which a business sells its accounts receivable, or invoices, to a third party at a discount. This transaction allows the company to receive immediate cash flow, instead of waiting for customers to pay invoices. Factoring is commonly used by businesses that need to maintain consistent cash flow to cover their operational expenses. It is not a loan, so it doesn’t create a liability on the company's balance sheet. It serves as a financial tool to help businesses manage cash flow efficiently.

Meaning of "l’affacturage" in French

"L’affacturage" refers to a financial operation where a company sells its trade receivables to a specialized agency known as a factor. By doing this, the company can quickly convert its receivables into cash, which helps in managing finances and liquidity. In France, l’affacturage is widely used by businesses to improve cash flow and financial stability, focusing on ensuring that operational costs and other urgent financial needs are met without delay. It is a non-credit financial service, thus not increasing the company’s debt load.

Pronunciation of "factoring" in English

Phonetic Transcription: /ˈfæktərɪŋ/

Pronunciation Variations: In American English, "factoring" is typically pronounced as "FAK-te-ring," with the emphasis on the first syllable. In British English, the pronunciation remains largely the same. There might be slight variations in accent and stress based on regional dialects, but the overall pronunciation remains consistent.

Pronunciation of "l’affacturage" in French

Phonetic Transcription: /la.fak.ty.ʁaʒ/

Pronunciation Variations: In French, "l’affacturage" is pronounced with emphasis on the second syllable. The pronunciation is generally consistent across different regions in France, although slight variations may occur due to local accents. It is pronounced "laf-ak-ty-RAZH" in standard French.

Sentence examples in English and translation to French

1. Factoring helps businesses manage their cash flow effectively. (L’affacturage aide les entreprises à gérer efficacement leur trésorerie.)
2. The company opted for factoring to gain immediate liquidity. (L’entreprise a opté pour l’affacturage afin d’obtenir une liquidité immédiate.)
3. Through factoring, we were able to stay competitive in the market. (Grâce à l’affacturage, nous avons pu rester compétitifs sur le marché.)
4. Factoring reduces the risk of bad debt for businesses. (L’affacturage réduit le risque de créances douteuses pour les entreprises.)
5. Our business growth was supported by factoring services. (Notre croissance commerciale a été soutenue par des services d’affacturage.)
6. Factoring provided us with the cash needed to expand our operations. (L’affacturage nous a fourni les liquidités nécessaires pour étendre nos opérations.)
7. The flexibility of factoring can benefit small enterprises significantly. (La flexibilité de l’affacturage peut offrir des avantages significatifs aux petites entreprises.)
8. They used factoring to manage their accounts receivable efficiently. (Ils ont utilisé l’affacturage pour gérer efficacement leurs comptes clients.)
9. Factoring agreements can vary widely depending on the provider. (Les accords d’affacturage peuvent varier considérablement en fonction du prestataire.)
10. The factoring industry is growing rapidly as more businesses seek alternative financing. (Le secteur de l’affacturage se développe rapidement alors que de plus en plus d’entreprises recherchent des financements alternatifs.)

Synonyms, antonyms, and similar words for "factoring" in English

Synonyms: financing, invoice discounting, accounts receivable financing, cash flow financing, receivables financing.

Antonyms: lending, borrowing.

Similar Words: credit, advance payment, liquidity, payment processing.

Synonyms, antonyms, and similar words for "l’affacturage" in French

Synonyms: finance de créance, financement de facture, escompte de factures, financement d'affacture.

Antonyms: crédit, emprunt.

Similar Words: liquidité, paiement anticipé, traitement des paiements.

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